:root{color-scheme:light;--bg: #f7f8f4;--surface: #ffffff;--ink: #17201d;--muted: #5c6a64;--line: #dce3dd;--brand: #0f766e;--brand-dark: #115e59;--accent: #f59e0b;--accent-soft: #fff7df;--blue: #2563eb;--radius: 8px;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}*{box-sizing:border-box}body{margin:0;background:var(--bg);color:var(--ink);line-height:1.65}a{color:var(--brand-dark);text-decoration-thickness:.08em;text-underline-offset:.18em}img{display:block;max-width:100%}.site-shell{min-height:100vh}.topbar{background:#ffffffeb;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10;backdrop-filter:blur(12px)}.nav{align-items:center;display:flex;gap:20px;justify-content:space-between;margin:0 auto;max-width:1120px;padding:14px 20px}.brand{color:var(--ink);font-weight:800;letter-spacing:0;text-decoration:none}.nav-links{align-items:center;display:flex;gap:14px;font-size:.95rem}.nav-links a{color:var(--muted);text-decoration:none}.nav-links a:hover{color:var(--brand-dark)}.container{margin:0 auto;max-width:1120px;padding:0 20px}.hero{display:grid;gap:32px;grid-template-columns:minmax(0,1.2fr) minmax(280px,.8fr);padding:58px 0 36px}.eyebrow{color:var(--brand-dark);font-size:.78rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}h1,h2,h3{line-height:1.18;letter-spacing:0}h1{font-size:clamp(2.15rem,5vw,4.4rem);margin:10px 0 18px}h2{font-size:1.75rem;margin:34px 0 12px}h3{font-size:1.2rem;margin:24px 0 8px}.lead{color:var(--muted);font-size:1.12rem;margin:0;max-width:720px}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}.button{align-items:center;background:var(--brand);border:1px solid var(--brand);border-radius:var(--radius);color:#fff;display:inline-flex;font-weight:800;min-height:44px;padding:10px 15px;text-decoration:none}.button.secondary{background:#fff;color:var(--brand-dark)}.hero-panel,.card,.cta-box,.tool-box{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius)}.hero-panel{align-self:start;padding:22px}.hero-visual{overflow:hidden}.hero-visual img{background:#f2f5ef;border:1px solid var(--line);border-radius:var(--radius);margin-bottom:18px;width:100%}.stat-list{display:grid;gap:12px;margin-top:18px}.stat{border-left:4px solid var(--accent);padding:6px 0 6px 12px}.stat strong{display:block}.section-band{border-top:1px solid var(--line);padding:36px 0}.grid{display:grid;gap:18px;grid-template-columns:repeat(3,minmax(0,1fr))}.card{padding:18px}.card h3{margin-top:0}.meta{color:var(--muted);font-size:.92rem}.article-list{display:grid;gap:16px;grid-template-columns:repeat(2,minmax(0,1fr))}.article-card{display:grid;gap:10px;min-height:210px}.article-thumb{background:#f2f5ef;border:1px solid var(--line);border-radius:var(--radius);display:block;overflow:hidden;text-decoration:none}.article-thumb img{aspect-ratio:16 / 9;height:100%;object-fit:cover;width:100%}.article-card a{color:var(--ink);text-decoration:none}.article-card a:hover{color:var(--brand-dark)}.article-layout{display:grid;gap:34px;grid-template-columns:minmax(0,1fr) 300px;padding:34px 0}.article{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px}.article-header{padding:42px 0 12px}.article-header h1{max-width:900px}.article :where(p,ul,ol){color:#2b3732}.article blockquote{background:var(--accent-soft);border-left:4px solid var(--accent);margin:24px 0;padding:14px 18px}.sidebar{align-self:start;position:sticky;top:86px}.cta-box{background:#effdfa;padding:18px}.cta-box h2,.cta-box h3{margin-top:0}.faq details{background:#fff;border:1px solid var(--line);border-radius:var(--radius);margin:10px 0;padding:12px 14px}.faq summary{cursor:pointer;font-weight:800}.tool-box{margin:22px 0;padding:18px}.risk-scale{display:grid;gap:10px}.risk-row{align-items:center;display:grid;gap:10px;grid-template-columns:120px 1fr}.bar{background:#e8eee9;border-radius:999px;height:12px;overflow:hidden}.bar span{background:linear-gradient(90deg,var(--brand),var(--accent));display:block;height:100%}.footer{border-top:1px solid var(--line);color:var(--muted);margin-top:40px;padding:28px 0}@media(max-width:820px){.hero,.article-layout,.grid,.article-list{grid-template-columns:1fr}.nav{align-items:flex-start;flex-direction:column}.article{padding:22px}.sidebar{position:static}}